1, individual in Foshan provident fund account, paid continuously in the first 6 months, accumulated to 1 year, with a maximum loan of 300,000 yuan; if accumulated to 2 years, the maximum loan is 400,000 yuan;

2. For married families with Foshan provident fund account, they have continuously paid in the first 6 months, and accumulated more than 1 year. The maximum loan for both husband and wife is 600,000 yuan, and if accumulated for more than 2 years, the maximum loan is 800,000 yuan;

Calculation formula of loanable amount: (account balance+average deposit in the previous 6 months x months from retirement age) x2.