3 installment rate: 2.5%
6 Installment rate: 4.5%
9 installment interest rate: 6.5%
12 installment interest rate: 8.8%
Total interest of flower bud installment = installment repayment amount × installment total interest rate
Bai Hua repayment interest per installment = total interest per installment ÷ number of installments.
Example: Bai Hua 1000 repays in three installments, so the total interest of the three installments = 1000×2.5%=25 yuan, and the interest of each installment is 25÷3=8.3 yuan.
Interest calculation of purchasing flower buds by stages
When the goods purchased exceed 600 yuan, the single amount can be divided into stages. Interest is determined by the system and everyone's interest is different. For Taobao senior members and frequent online shopping users, it will be easier to get lower interest expenses. Interest on flower buds purchased in installments can be queried through the page when placing an order.