As we all know, applying for provident fund loans to buy a house needs to meet certain conditions. Before applying for a loan, users are required to continuously deposit the housing provident fund for more than 6 months, and the cumulative deposit time of the provident fund shall not be less than 12 months. So if the provident fund is delayed, will it affect the loan? Let's get to know each other.

Does the delay in recording the provident fund affect the loan?

1 If the provident fund is delayed before applying for provident fund loans, and the conditions for applying for provident fund loans are met as soon as the provident fund is credited, the delayed entry will have a certain impact on the loans, resulting in the need for users to delay applying for loans;

Another situation is that you have successfully applied for a provident fund loan. As long as there is a balance in the provident fund account, the delayed entry of the provident fund will not affect the loan, and the loan will be deducted directly from the provident fund account.

The above is an introduction about the delayed entry of provident fund into the market, hoping to help.