1. How to compensate for scrapped car insurance needs to be compensated according to the insured amount and the agreement of the policy. Details are as follows:

(1) The policy has the first beneficiary, and the payment will be paid to the beneficiary. The general beneficiary is the lender. After the lender settles the loan, it will return the extra money to the owner.

(2) If there is no first beneficiary, the money will be paid to the owner, and the owner can continue to repay the loan by installments or settle the loan at one time.

2. Legal basis: Article 27 of the Regulations on Motor Vehicle Registration.

When the vehicle management office handles the transfer registration, if the current motor vehicle owner's domicile is not within the jurisdiction of the vehicle management office, the vehicle management office at the transfer place shall inspect the motor vehicle within three days from the date of acceptance, inspect the rubbing film or electronic data of the motor vehicle identification code, review the submitted certificates and vouchers, withdraw the license plate and driving license, endorse the transfer and change matters on the motor vehicle registration certificate, issue a temporary driving license valid for 30 days, and make and upload the electronic file of the motor vehicle. The owner of a motor vehicle shall, within the validity period of the temporary driving license, apply to the motor vehicle management office for motor vehicle transfer.

When the owner of a motor vehicle applies for the transfer of a motor vehicle, he shall confirm the application information, submit the identity certificate and motor vehicle registration certificate, and submit the motor vehicle for inspection. If the motor vehicle is transferred beyond the validity period of the inspection, it shall carry out safety technical inspection in accordance with the provisions, and submit the certificate of motor vehicle safety technical inspection and the compulsory insurance certificate for traffic accident liability. Transfer to the vehicle management office shall, within three days from the date of acceptance, inspect the motor vehicle, collect and check the rubbing film or electronic data of the motor vehicle identification code, review the relevant certificates, vouchers and electronic files of the motor vehicle, endorse the transfer information on the motor vehicle registration certificate, and issue the license plate, driving license and inspection mark.

Small and micro passenger cars or motorcycles are traded at the transfer place, and now the owner of the motor vehicle shall handle the transfer registration at the vehicle management office.

2. What information do you need to provide for installment auto insurance claims?

1, the policy is compulsory;

2. A claim application issued by the insured;

3. The valid identification of the insured and the victim, the motor vehicle driving license of the insured and the driver's driving license;

4. The accident certificate issued by the traffic administrative department of the public security organ, or the relevant legal documents issued by the people's court and other institutions;

5. If the insured chooses to handle the traffic accident through negotiation according to relevant laws and regulations, it shall provide an agreement to record the traffic accident according to relevant laws;

6. The victim's property loss certificate, personal disability certificate, relevant medical certificate, loss list and expense documents;

7. Other certificates and materials related to confirming the nature, cause and loss degree of the insured accident.