1. I haven't bought any real estate in Hangzhou. If you have already purchased it, you cannot apply; 2. Hold a valid residence permit in Zhejiang Province. The average family income is less than 68666 yuan (the average annual income of father, mother and children) 4. Pay social security in Hangzhou for six months; 5. Hold senior technician certificate or intermediate title; 6. Pay social security in Hangzhou within seven years after full-time undergraduate graduation;

1. What are the extraction conditions of housing provident fund?

1, purchase, build, renovate and overhaul owner-occupied housing;

2, reached the national legal retirement age, or has officially gone through retirement procedures;

3, completely lose the ability to work, and terminate the labor relationship with the unit;

Second, the provident fund withdrawal process:

1. Sign the payment agreement. The Buyer and the Seller sign the loan fund transfer payment agreement.

2. Entrusted assessment. The loan applicant entrusts a housing appraisal institution recognized by the housing provident fund management center to evaluate the transferred house and issue an appraisal book.

3. Housing transfer. The buyers and sellers handle the house transfer formalities in the real estate registration department, sign the house sales contract, complete the deed tax payment formalities in the tax collection and management center, and obtain the property right certificate after the transfer.

4. Loan application. The loan applicant shall fill in the Application Form for Individual Housing Provident Fund Loan at the Housing Provident Fund Management Center with the materials required for the aforementioned provident fund loan, and make a record of the loan interview.

Legal basis: Article 3 of the Labor Law of People's Republic of China (PRC): the right to obtain employment and choose an occupation, the right to receive labor remuneration, the right to rest and vacation, the right to receive labor safety and health protection, the right to receive vocational skills training, the right to enjoy social insurance and welfare, the right to submit labor disputes for settlement and other labor rights stipulated by law.