If you choose to switch to pricing based on LPR, on the next repricing date, your execution interest rate will be calculated and determined according to the latest LPR, and so on. If you choose a fixed interest rate, it is based on the interest rate at the time of conversion, and the interest rate will not change until your loan expires. You can make this choice according to your own wishes and judgment. If we think that the interest rate will be cut with high probability in the future, the overall LPR will show a downward trend, and it is more favorable to use LPR as the pricing benchmark. If you think the probability of LPR is rising in the future, it is more beneficial to convert it into a fixed-rate loan.

Response time: August 20th, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.

[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.

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