At the same time, the reduction of interest rates also has a certain impact on personal deposits. Some depositors said that after the personal deposit interest rate is lowered, it will have a certain impact on their own interest, especially some depositors who expect interest to live. After the interest rate is lowered, their own income will definitely decrease relatively. However, many depositors are changing their investment methods. After all, you can't just choose one financial management method for all family assets. Especially in the face of this new environment, we should choose different financial management methods to make our income higher. Many financial products have become popular due to the downward adjustment of deposit interest rates. Financial products with less income at the beginning have now become the focus of people's attention, but what needs everyone's attention is that financial management is risky and investment needs to be cautious.
Many state-owned banks have lowered the personal deposit interest rate, which is not the final interest rate, but will still take a downward trend. Once the market economy becomes active, I believe interest rates will also rise. However, it should be noted that no matter how the interest rate changes, it is relatively safe for our deposits. Never choose those high-yield products, because high-yield products face high risks. Since the introduction of the new asset management regulations, the current wealth management market will not promise to protect the capital and interest of wealth management customers, but will bear the burden for customers.