There are too many credit cards. As long as it is used normally, there is no overdue phenomenon and the repayment is normal, it will generally not affect the loan. \x0d\\x0d\ Information that an individual needs to provide when applying for a bank loan: \x0d\① Loan application; \x0d\② The original and photocopy of the husband and wife's ID card (personal ID card), household registration book and marriage certificate; \x0d\③ Letter of approval for real estate loan; \x0d\④ husband and wife's occupation (individual occupation), income certificate, family property status (work certificate, bank account, property right certificate, vehicle driving license, etc.) and other information. ); \x0d\⑤ Certificate of fixed place (real estate license and water, electricity, gas and other documents in the last three months); \ x0d \ 6 loan contract.