China Bank in Urumqi can handle the business of remortgage. Definition of re-mortgage: that is, personal housing re-mortgage loan. Re-mortgage loan of individual housing refers to a loan in which the borrower who has handled individual housing loan in the bank requests the original lending bank to extend the loan term or sell or transfer the individual housing mortgaged to the bank to a third person, and applies for individual housing loan to change the loan term, borrower or collateral.