Banks can't lend accurate poverty alleviation funds with loans. According to relevant information: According to the central government's document on precision poverty alleviation, the target of precision poverty alleviation refers to the poor people who live in deep poverty areas and meet the national unified poverty standards. Precision poverty alleviation funds mainly come from government and social donations. Bank loans do not belong to the category of precision poverty alleviation funds. If you have loans, you can no longer apply for precision poverty alleviation funds.