Well, something like that, because I'm doing it myself. First of all, you have to pay a down payment to prepare for the transfer, and then go to the bank to approve the information and notarize other projects. After the approval of the bank, BA began to relax and the buyers and sellers handed over the house. This is the general process.

Second, what is the meaning of lending?

Transfer loan is a kind of loan in the sale of second-hand houses, and it is a mortgage loan with a long life and a high proportion.

First, the second-hand housing must be transferred to the loan, and the balance is released. Before the transfer, it can be transferred.

1. After the original approval, the bank will issue a loan approval letter to prove to the seller that the bank agrees to lend to the buyer, and the seller can safely transfer the house to the buyer. After the house is transferred, the real estate license is handed over to the bank, and the bank takes it to the real estate registration department for mortgage registration. The registration department will issue a certificate that there is bank money on the house. After completing the relevant procedures, the loan bank will pay the down payment in the fund supervision account to the seller's account in one lump sum or in installments according to the loan contract.

Second, the transfer occurred after the bank loan was reviewed, which means that the bank has signed a contract and is legally binding. When the problem is solved, the loan will not be approved. After the signing of the loan contract and the transfer of the Housing Authority, the contract has come into effect regardless of whether the bank loans or not, and the buyer must pay off the loan if he wants to terminate the contract.

Third, what is the second-hand housing transfer process?

1. Before buying a house, buyers must investigate the property rights of the house. Importance, authenticity and reliability, we should pay attention to the name of the owner on the real estate license without mortgage or whether there is anyone.

2. Sign a regular second-hand house to buy.

3. Find an appraisal company for five to seven working days.

4. If buying a second-hand house requires a loan mortgage industry, apply. It takes about forty working days.

5. When handling the mortgage, pay attention to cancellation.

6. Submit the contract to the property right transaction of the housing management department.

7. Pay agricultural tax with the acceptance form.

Third, what does loan transfer mean?

In other words, with loans, many banks can transfer their ownership without redeeming the real estate license first, then transfer their ownership when trading directly, and then go to the same bank to make a mortgage loan. For example, if you borrow 500,000 yuan from China Construction Bank, you can transfer the ownership first, and then you can write down the amount you want to borrow more.

4. What do you mean by lending?

Car transfer loan refers to the customer transferring the car to the loan company first, or "selling the car for transfer" between relatives. After the loan is done, pay back the money in installments on time according to the repayment plan, and then transfer the car back.

At present, the refinancing of unsecured car loans is actually a common product of car loans and is also protected by law. As long as you carry out the contract, there will be no problem. Of course, the premise is to find a formal institution to handle it.