Minsheng Bank: Minsheng Bank is the most worry-free mortgage bank. Although not as big as other big banks, there is one-on-one service. The borrower can contact the account manager to learn about each step of the loan and the materials needed. The mobile phone mortgage service launched by Minsheng Bank changed the previous mortgage repayment method from equal repayment method to equal decreasing method. If Minsheng Bank can offer preferential treatment, it is certainly the best choice. Minsheng Bank's one-year loan interest rate is 3.45%.

People's Bank: The People's Bank mainly includes payment system, credit service and credit management. The People's Bank of China has an annual interest rate of 4.35% for loans from 6 months to 1 year. The better the qualification of the borrower in China People's Bank, the higher the loan amount and the faster the loan method.