Down payment ratio: 30%, 40%, 50%.

Description of installment calculation:

1. The down payment is subject to the quotation of the car.

Total down payment = car price * down payment ratio+car purchase expenses (basic expenses, insurance expenses and other expenses)

Total loan amount = new car purchase price-car price * down payment ratio

Monthly repayment amount = total loan amount * term coefficient

Management fee = loan amount * 1.5%

2. Other factors different from one-time car purchase are:

Inspection fee: imported cars are divided into stages 1000 yuan, and domestic cars are divided into stages in 500 yuan.

Management fee: loan amount * management fee coefficient (ranging from 1-3%), which is calculated as 1.5% here.

3. Reference monthly average repayment period coefficient:

1 year: 857.5/ 10000

2 years: 440.9110000.

3 years: 301.9110000.

4 years: 232.93/ 10000

5 years:191.38/10000.

4. Required procedures:

Buyer: ID card, household registration book, real estate license (or long-term residence permit), monthly income certificate (official form) and 2 one-inch photos. If married, a copy of marriage certificate is required.

Company car purchase or guarantee:

Copy of business license, legal person code certificate, tax registration certificate, bank account opening permit, shareholders' agreement, company office certificate, articles of association, balance sheet, loan certificate, income statement and legal person ID card.