After adjustment on July 7th, the interest rate over five years is 7.05%, and the monthly interest rate is 7.05%/ 12.

Monthly payment of 260,000 years (240 months):

260000 * 7.05%/ 12 * ( 1+7.05%/ 12) 240/[( 1+7.05%/ 12) 240-65438

Description: 240 is the power of 240.