5 1 Credit will definitely be reported. At present, 5 1 credit is mainly authorized according to the social value of users. If there is a bad credit record, it will also have a great impact on the user's own credit. So it's best to check your personal credit first, and don't borrow a personal loan of 5 1 when your credit is stained.

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5 1 Credit is authorized according to the social value of users, so you don't check online credit information when you apply. Moreover, 5 1 personal loans cannot be accessed by the central bank, because there is no access to the central bank's credit information system, but if it is overdue, it will definitely be included in the blacklist of online loans, and it is difficult for you to go to other loan platforms to repay.