1. The loan interest rate of the postal savings microfinance within one year is 5.35%.

2. The interest rate for loan term 1-5 years is 5.75%.

3, the loan period of more than five years is 5.9%. The loan period of small loan products of Postal Savings Bank is 1- 12 months, with the maximum loan amount of 654.38+10,000 yuan for merchants and 50,000 yuan for farmers. Different loan methods have different interest rates, and the actual loan interest rate shall prevail.