In the first few days of the year, ICBC will stop lending business

Answer: Under normal circumstances, ICBC will not issue loans from December 10 at the end of the year to the year-end settlement date. During this period, banks entered the stage of collecting deposits and closed lending channels. When did the Bank of Communications stop lending before this year?

It stopped lending in about a month. Mortgage disbursement in 2022 will take about a month. If bank money is tight, such as applying for a loan at the end of the year, the disbursement time will be slower. The speed of mortgage loan approval depends on many aspects. Sometimes the detailed level of information submitted by the lender can also interfere with the bank's loan approval progress. Lenders who want to check the loan progress can call the relevant lending bank to inquire. Different banks and different loan application periods have different review and approval times. The actual regulations of the handling bank shall prevail.

Answered on 2022-12-03 Postal Bank will not lend money on the 20th day of the twelfth lunar month before 2022?

Postal Bank will not lend money on the 29th day of the twelfth lunar month years ago. The holiday arrangement for the Spring Festival in 2023 is from the 30th day of the twelfth lunar month to the sixth day of the first lunar month. The Postal Savings Bank of China will start arranging holidays and on-duty operations on the 29th of the twelfth lunar month, so the lending business will be suspended.