Hello, if you apply for a loan from China Merchants Bank, in principle, it will take about 15 working days for our bank to approve the loan, because it involves evaluation and other links, and each city is different. Please consult the account manager of the local branch for the specific loan time. If your loan is currently being audited by the handling bank and the telephone manual service cannot directly check the audit status for the time being, you can try to contact the personal loan department of the loan handling bank for confirmation.