Strict implementation of the loan accountability system, in accordance with the "new division, the implementation of responsibility. Lock the base and dynamically monitor ",and implement new and old segmentation management for five-level classified non-performing loans: for non-performing loans formed before June 2004 1, we should take active measures to collect and dispose them to ensure the absolute amount to decrease; Non-performing loans (except for force majeure factors) formed after June, 2004 1 should be fully compensated by the responsible person, otherwise they will be laid off, suspended and recovered within a time limit to ensure that there will be no non-performing loans formed by human factors. For those who have fulfilled their responsibilities and resumed within a time limit, they should honor the punishment measures and not delay or tolerate them. They should stop paying wages, pay compensation to laid-off workers and take legal action.

Implement collaborative collection

For non-performing loans formed over the years, such as financial loans from government agencies, government intervention, collective loans from village communities, loans from enterprises and institutions, all communities should coordinate with local party committees and governments or competent departments in a timely manner, and take financial allocation, government and village community property repayment to coordinate the collection.

Collect according to law

For debtors, non-credit enterprises and individuals who have the ability to repay but refuse to repay, they should protect their rights according to law and use legal means to collect non-performing loans.

Conduct tender collection

Non-performing loans can be collected through social bidding.

Start collection

It is necessary to explore ways to start the collection, combine the collection of non-performing loans with improving the service level of supporting agriculture, actively help the poor and revitalize the non-performing loans of farmers.

Processing and collecting

Under the premise of proper custody, actively dispose of and realize off-balance-sheet debt-paying assets in advance through transfer, reorganization and lease.