1. Mortgaging:
Mortgaging is negotiated between the individual and the buyer, and the buyer applies for a house loan from the bank, and then part of this loan is used to pay off the rest of the loan. After paying off the debt, the borrower can cancel the mortgage registration of the real estate license, and then change the name of the real estate license to the name of the buyer.
2. Intermediary company helps to change hands:
The borrower can apply to the loan intermediary company for housing loan, and then use the obtained loan to pay off the bank's housing loan. Then hang the house in the intermediary office in time to seek buyers. After the buyer pays, this part of the funds can be used to repay the principal and interest of the intermediary company's house loan, so that the house can be transferred.