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What about excessive competition in loans?
Strengthen supervision, strengthen risk management and promote market-oriented reform.

1, strengthen supervision. Strengthen the supervision of bank credit market, formulate corresponding supervision regulations, strengthen the supervision and punishment of price wars, improper marketing and other acts, and maintain fair competition in the market.

2. Banks need to strengthen loan risk management and formulate reasonable risk assessment and control measures to ensure the safety and health of loans.

3. Promote market-oriented reform. Banks need to promote market-oriented reforms, gradually improve market mechanisms, improve market competition efficiency, and enhance market stability and sustainability.