After the overdue online loan, negotiate the correct repayment process:

Online loan or credit card arrears. If you choose to escape after the overdue loan, it will be difficult to solve the fundamental problem. Calm handling and mastering effective communication methods can get twice the result with half the effort. If you have temporary difficulties, you should concentrate on making money, and don't worry about the problem of debt entanglement, because all the root causes are that you have no source of income, and negotiation is useless. A good attitude can solve many tangled problems.

Step 1: Call customer service for feedback

Generally speaking, call the customer service department, and the online customer service staff will tell you that there is no deferred repayment policy or installment payment policy. Because the online customer service management authority is limited, even if the platform can negotiate, it will not immediately solve the problem with you because you have difficulties. Calling customer service is a normal feedback process, which online customer service can't solve. Let online customer service give you feedback to higher management personnel.

step 2: after finding the platform to undertake the loan, negotiate with the operation specialist to communicate the repayment.

No one in most markets will tell you directly how to find the coordinator after the loan, but because most people are stuck in this step, I will share this key point with the debtors who have the chance to see this article today:

1. We analyze the area and registered address of the loan platform, and find out the full name of the platform:

Specifically, this is not a complaint, and there are telephone numbers fed back by the hotline. As long as it is reasonable and well-founded, you can give feedback through the above dedicated telephone, which is still relatively efficient.

step 3: ask the mediation center of the local financial office for help.

Usually, when we encounter illegal acts such as violent collection or infringe upon our own rights and interests, we can complain to the relevant financial departments. Here, it is particularly stated that at present, the relevant departments are vigorously cracking down on malicious complaints to disrupt the financial order, so you can not complain to others at will if you owe money, and people should promise you if your demands are reasonable and unreasonable. If you understand this, it will hurt you sooner or later, because loan repayment is also your obligation as a lender.