Legal analysis: if it is a personal loan, it has no impact on the company; If it is a company loan, the company needs to bear the responsibility. If you can't take responsibility, you can ask shareholders to take responsibility under special circumstances. If other shareholders are not clear about the specific situation, they may entrust lawyers to conduct professional due diligence and issue legal opinions.
Legal basis: People's Republic of China (PRC) Company Law.
Article 115 A company may not provide loans to directors, supervisors or senior managers directly or through subsidiaries.
Article 116 The company shall regularly disclose to shareholders the remuneration received by directors, supervisors and senior management personnel from the company.
Second, what is the impact of buying a house with a company bank running loan on the company?
In your present situation, you can't get a normal institutional loan! If you have real estate, cars, and other real estate, you can apply for a mortgage!
Third, what are the risks of the company's income certificate to buy a house loan?
What are the risks? Why did you lend it to you when you borrowed tens of millions from the bank? What can prove your financial ability and repayment ability is your bank flow and income certificate!
On the one hand, proof of income proves your income and financial resources.
On the other hand, banks should also know your company. Some banks think that employees in high-risk industries have high incomes, and banks will be cautious in lending or not lending!