1, and the payment ratio is different: there is no requirement for the payment ratio of flexible employment provident fund; The deposit ratio of the unit provident fund shall be determined by the unit according to the economic benefits, which shall be no less than 5% and no more than 12%. The contribution ratio of employees and units is the same.
2. Different contributions: the flexible employment provident fund is borne by individuals; The unit provident fund is shared by the unit and the individual.
Provident fund loans only need to meet the conditions of provident fund loans, and there is no restriction that they must be paid in the company. Self-paid provident fund can also be used to apply for provident fund loans, provided that the conditions for local provident fund loans are met.