If your ID number is leaked, you will be subject to online loans. Generally, bank loans require on-site verification by yourself, and even online loans require formal procedures. There may be a certain possibility in extremely irregular online lending platforms. When applying for a loan, the lending institution will generally check the identity information of the individual. If there is any problem with the personal identity, the lending institution will not process the loan. Once identity information is provided to others, others can use the loan fraudulently. If repayments are not made on time, or even default, the loan institution will eventually find the person corresponding to the ID card to repay the loan. ID card loan refers to a way to apply for a small credit loan through various methods such as online and mobile phones, submit ID card information and personal information, and apply for a loan based on credit. Common risks of ID card loans are information leakage, fund insecurity and other risks. Whether it is an ID card loan or other loan methods, there are certain risks. If you find that you are not sure whether you have been impersonated to obtain a loan, you can go to the business hall to check your call records and Internet information that may have been deleted, or you can go to the bank to check. If the resident ID card is lost and used fraudulently by others, the fraudulent user and relevant departments shall bear corresponding legal responsibilities.

Article 17 of the "Resident Identity Card Law of the People's Republic of China" Whoever commits any of the following acts shall be fined not less than 200 yuan but not more than 1,000 yuan by the public security organs, or shall be fined not more than 10 days Detention, if there are illegal gains, the illegal gains will be confiscated:

(1) Pretending to use another person’s resident identity card or using a fraudulently obtained resident identity card;

(2) Buying or selling , using forged or altered resident identity cards. Forged or altered resident identity cards and resident identity cards obtained fraudulently shall be confiscated by the public security organs.

How to reissue a lost ID card

The procedure for re-issuing a lost ID card:

1. The applicant or the reissuer should go to the public security bureau where the permanent residence is located, usually the public security bureau. Go to the police station to handle reissue procedures;

2. Fill in the resident ID card application registration form;

3. Staff verify the household registration book and review the resident ID card application registration form;

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4. Pay the certificate production fee and receive the processing receipt;

5. 60 working days after receiving the collection notice or applying for the ID card, bring the processing receipt to the processing location to collect the ID card.