I got two cash loans from Baiqian Finance. The first time I paid nine installments, but the second time I didn't pay them back once. The principal of the two cash loans totals 8000 yuan.
Pay back the money or wait to be sued. Of course, you don't have to go to court. Anyway, if you lose, you won't go to jail or be on the list of lai lai. Any place where you want to use your ID card will be restricted. If the amount is large, you will apply to the court for enforcement and confiscate your property to auction the debt. But if you don't want anything, there is no way out, so you have been procrastinating.