As a borrower, if you want to provide proof of the purpose of the loan, even if others have all the materials, it must be false, because you definitely don't have this basic transaction contract. If you are found out in the future (such as the superior bank, the People's Bank of China and the China Banking Regulatory Commission), you have to repay in advance. Also, since you are helping others borrow money, they will pay back the money themselves, but although they will provide mortgaged property, if they are unable to pay back or deliberately fail to pay back, the bank will first recover from you. Banks don't care who actually uses the money. If you are a borrower, you will be required to pay back, and if you don't pay back, you will sue your enterprise and guarantor.

To sum up, you will encounter several problems: first, there is no actual loan purpose, which involves fraud, which affects the credit of your enterprise and will bring you trouble in future loans. 2. If fraud is found and you are required to repay in advance, but the other party cannot turn around or fails to repay for other reasons, you may have to be recovered or involved in legal cases.

However, every bank will have false materials. One depends on your relationship with that enterprise and whether you are willing to take risks. The other depends on whether you have a good relationship with the bank and whether they will knowingly commit crimes. There is another one, depending on your luck, whether it will be checked during the loan period.