Tuition fee remission loans, government-guaranteed loans, student loans. According to official website data of Postal Bank of China, tuition fee remission loans: some countries or regions provide tuition fee remission loans, and students only need to meet certain qualification requirements, such as family financial difficulties. Government-guaranteed loans: Some countries or regions provide guaranteed student loans, and students only need to meet the loan qualification requirements stipulated by the government. Student loan: Student loan provided by some non-governmental organizations or charitable organizations does not need the first year's report to prove that it is based on students' academic performance and family economic situation.