Re-registration of mortgage requires the authorization of the owner of the real estate license. It is even more impossible to renew the mortgage. It is called extension in the bank, but there is a time limit. It is impossible for the court to prosecute the mortgage in 24 because of the limitation of action.

I can say now that you didn't sign the contract for this loan in 27, which means that you didn't have authorization, and your friend took your real estate license privately and went to apply for the loan. This is basically illegal for the bank, and it is invalid. It is unreasonable for the bank to sue.

at that time, the bank didn't sue, and everything could happen. It might clean up the loan at that time, or it might deal with the person responsible for the loan collection.