Of course. There is no direct relationship between employees using provident fund loans to buy a house and the existence of divorce. You can still use the provident fund to buy a house. Article 1076 of the Civil Code of People's Republic of China (PRC) * * * If both husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in the marriage registration office in person. The divorce agreement shall specify the expression of the will of both parties to divorce voluntarily and the consensus on matters such as child support, property and debt disposal. Article 1079 If one of the spouses requests a divorce, the relevant organization may mediate or directly file a divorce lawsuit with the people. The people's court shall mediate in the trial of divorce cases; If the relationship has indeed broken down and mediation is ineffective, divorce should be granted. In any of the following circumstances, if mediation fails, divorce shall be granted (1) bigamy or cohabitation with others; (2) committing domestic violence or abusing or abandoning family members; (three) gambling, drug abuse and other bad habits; (four) separated for two years due to emotional discord; (5) Other circumstances that lead to the breakdown of the marriage relationship. If one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted. After the people's court has ruled that divorce is not allowed, the two parties have been separated for one year, and if one party files a divorce lawsuit again, it shall be allowed to divorce.
2. Can a divorced person buy a house with a housing provident fund loan?
Spread out completely
Hello, yes. As long as your housing provident fund is paid normally, you can get a loan. Has nothing to do with anything else.
3. Can a couple buy a house with a housing provident fund loan after divorce be regarded as the first suite?
Loan conditions of provident fund: both the continuous deposit of housing provident fund and the semi-cumulative deposit of provident fund must be less than 2 before application.
Outstanding provident fund loans; Urban hukou or valid residence certificate of this Municipality; Stable professional income, good credit repayment ability of loan principal and interest.
20 17 on may 27th, the Ministry of housing and urban-rural development of the people's Republic of China, the Ministry of finance of People's Republic of China (PRC) and the people's bank of China jointly issued the annual report of the national housing provident fund for 20 16.
The report shows that in 20 16, there were 2,382,500 paid-in units of housing provident fund, up by 2.98% and 5.42% respectively over the previous year. There are 3 1.8 1.00000 new account opening units and 0/.61.287 new account opening employees.
16 years housing accumulation fund deposit16,562.88 billion yuan, an increase of 13.84% over the previous year. At the end of 201060965438+76 million yuan, 8.5 million yuan will be paid respectively.
The nature of housing provident fund:
(1) security, the establishment of employee housing provident fund system, which provides a guarantee for employees to solve housing problems faster and better;
(2) Mutual assistance, the establishment of housing provident fund system can effectively establish and form the help of workers without housing, while housing provident fund provides help for workers without housing in terms of funds, which reflects the mutual assistance of housing provident fund to workers.
(3) In the long run, every urban employee must pay personal housing provident fund from the date of joining the work to the time of retirement or termination of labor relations; The employee's unit should also pay the housing provident fund for employee subsidies as required.
Refer to the above content: Baidu Encyclopedia-Housing Provident Fund
4. Can the other party buy a house after the provident fund divorce?
You can buy a house with a provident fund loan after divorce. If the house is purchased in the name of two people, and the house purchased with provident fund loan before divorce is determined to be owned by one of them after divorce, and the debt will be transferred to one of them accordingly with the ownership of the house, then it is necessary to go through the formalities of changing the borrower. You can go to the management department to handle the borrower's change formalities with the divorce certificate of the marriage registration department and the notarized document proving the ownership of the loan house.