Sign a tripartite intermediary contract, specify the payment method, property transfer, delivery date, etc. Pay a deposit, then go to the bank with the seller to supervise the funds (don't deposit the money in the intermediary account), and then go to the local real estate trading center to transfer the ownership and write the deed. (These intermediaries will write it for you, just bring your ID card, sign a few names and print some handprints), and the trading center will issue a tax bill for 10 working days. You can get the property certificate or the acceptance certificate. At this time, you can go to the intermediary and the seller to handle the transfer procedures, such as water, electricity, gas, property, telecommunications and so on. Finally, go to the bank to go through the loan formalities. The seller gives you the house key, and finally settles the balance with the intermediary, and the intermediary will refund the overcharged deposit, so that's all. If you still want to apply for a land certificate, wait for the property certificate to come out and hand in the original land certificate with the seller.