Apply for a loan and find a guarantor. The guarantor has borrowed money himself, or he can guarantee others. As long as you have good conditions, there is no problem at all.

2. Can a person with a loan be a guarantor?

People with loans can be guarantors, as follows: 1. Legal persons, other organizations or citizens who have the ability to pay off debts on their behalf may act as guarantors. Whether it can be guaranteed or not is decided by the lending bank. Banks mainly review the guarantor's solvency and credit information, and will not review whether the guarantor has a loan, because the loan for buying a house is generally secured by real estate mortgage, and then the guarantor is required to provide a guarantee, which is a double guarantee measure; 2. When guaranteeing others, the relevant terms and payment forms must be embodied in written evidence. If it happens on both sides, it is not unreasonable. Therefore, as a guarantor, you must know the borrower very well, because once the borrower has any problems, if it can't repay the loan normally, the guarantor needs to bear the consequences. Legal basis: Article 693 of the Civil Code of People's Republic of China (PRC). If the creditor of the general guarantee fails to bring a lawsuit or apply for arbitration to the debtor during the guarantee period, the guarantor will no longer bear the guarantee responsibility. If the creditor of joint and several liability guarantee fails to ask the guarantor to bear the guarantee responsibility during the guarantee period, the guarantor will no longer bear the guarantee responsibility. Article 694 Where the creditor of a general guarantee brings a lawsuit or applies for arbitration against the debtor before the expiration of the guarantee period, it shall be counted from the date when the limitation period of action for the guaranteed debt expires and the right of the self-insured witness to refuse to bear the guarantee responsibility disappears. Where the creditor of joint and several liability guarantee requests the guarantor to assume the guarantee responsibility before the expiration of the guarantee period, the limitation of action for the guaranteed debt shall be calculated from the date when the creditor requests the guarantor to assume the guarantee responsibility.

Three, credit cooperatives to lend money to others as a guarantor, but also their own loans?

Being a guarantor does not affect your ability to get a loan again. If you want a loan, you need collateral.

4. Is there a loan that can guarantee others?

People who have already made loans can also provide guarantees for others. Article 7 of the Guarantee Law stipulates that legal persons, other organizations or citizens who have the ability to pay off debts on their behalf may act as guarantors.

In particular, it should be noted that the guarantee is decided by the lending bank and can only be determined after reviewing the solvency and credit information of the guarantor.

In addition, people who have already made loans can also provide guarantees for others. Article 7 of the Guarantee Law stipulates that legal persons, other organizations or citizens who have the ability to pay off debts on their behalf may act as guarantors.

Whether it can be guaranteed or not is decided by the lending bank, which mainly examines the solvency and credit information of the guarantor.

Buying a house by loan is generally guaranteed by real estate mortgage, and then it is a double guarantee measure to ask the guarantor to provide guarantee.

Article 28 of the Guarantee Law: If the same creditor's right is guaranteed by two things, the guarantor shall be liable for the creditor's right other than the guarantee of things. If the creditor waives the property guarantee, the guarantor shall be exempted from the guarantee liability within the scope of the creditor's waiver of rights.

Can people with their own mortgages guarantee loans to others?

According to the regulations of the local housing provident fund management center.

At present, there is no unified regulation in the country. Some places stipulate that you can't be a guarantor, while others stipulate that you can be a guarantor. For example, a few years ago, Rizhao stipulated that you can't be a guarantor until the loan is paid off. After 20 14, employees with loans can also guarantee for others once.

A guarantor is a guarantor. According to the provisions of the guarantee law, the third party and the creditor agreed that when the debtor fails to perform the debt, the guarantor will perform the debt or assume the responsibility as agreed.

To guarantee a loan for others, under normal circumstances, the bank will examine the guarantor's guarantee ability (that is, repayment ability). If the guarantor earns enough money to guarantee others after repaying his provident fund loan, he shall repay the loan principal and interest for the lender when the lender is unable to repay the loan. In this way, the bank will agree if there is no guarantor who has paid off the loan.

Suggestion: Ask the local housing provident fund management center.