The benchmark interest rate for loans is set by the People's Bank of China, and the national benchmark interest rate is as follows:

Annual interest rate of the project (%)

Within six months (including six months) 5.60

Six months to one year (including one year) 6.00

One to three years (including three years) 6. 15

Three to five years (including five years) 6.40

More than five years 6.55

Now the real estate risk is getting bigger and bigger, and the bank's mortgage interest rate has gradually changed from the most favorable 30% discount to the current 10% floating interest rate.