No problem.

Third, can rural land be mortgaged?

Rural land use rights can be used for mortgage loans. However, there are differences between state-owned land and rural collective land mortgage loans.

As long as the house has the relevant land use certificate, you can borrow money. After the loan, the land cannot be transferred at will. If it is necessary to transfer, it is necessary to recover the land in advance.

legal ground

Article 395 Scope of Collateral of the Civil Code of People's Republic of China (PRC) The following properties that the debtor or a third party has the right to dispose of can be mortgaged: (1) Buildings and other land attachments; (2) The right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together.

4. Is there a land certificate for mortgage loan in rural areas?

1. What can be used as collateral for bank mortgage loans?

1. 1

Real estate. The first thing that bank mortgage loans can be used to mortgage is real estate, such as individual housing shops. Mortgage loans with real estate generally need to be evaluated first, and after evaluation, the loan can reach 70% to 80% of the evaluation price.

1.2