The process of selling a mortgage house is as follows:

1. The buyer and seller sign a purchase contract: after buying a house, after viewing and selecting a house, after selecting a suitable house, you can contact the seller Sign the "House Sales Contract" and pay the down payment for the house.

2. The seller applies to the lending bank for early repayment: Because the house has a mortgage loan, the seller needs to go to the bank to apply for early repayment and deposit sufficient money in the repayment account in advance. If the amount If it is insufficient, the remaining loan can be paid off with the buyer's down payment.

3. The bank's post-loan management will issue release materials: After the seller completes the loan replacement of the mortgaged house in advance, the bank will issue the release materials for the house and cancel other warrants for the house. At the same time, the seller needs to go to the housing management office. Real estate release registration will be processed.

4. The buyer applies for a second-hand house mortgage loan from the lending bank: After the mortgage house is repaid in advance, if the house needs to be purchased through a loan, the buyer can apply for a loan from the bank and submit relevant information. The bank will review the house. The loan amount is determined after the value is assessed.

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