Current location - Loan Platform Complete Network - Loan intermediary - What will happen to mutual insurance loans?
What will happen to mutual insurance loans?
First, no matter which bank's risk regulations are basically not allowed to default on current loans or credit cards during the loan application period.

Second, the personal loan business cannot be overdue for more than 6 times, or a single overdue for more than 30 days. Otherwise, it is regarded as a bad credit record and a malicious breach of contract. If both husband and wife are in arrears, then it will be determined according to the heartache record.

Third, joint insurance and mutual insurance are high-risk businesses. Because there is no physical mortgage guarantee, the requirements for the borrower's credit history, repayment ability and repayment willingness are extremely strict, and there can be no kinship between the joint guarantee and the mutual guarantee. See if there's a connection between them.

You must never accept a loan with obvious defects like this, or you will have to bear the responsibility yourself. Therefore, in order to protect yourself, you must understand a formula when lending: 99- 1=0. No matter how excellent your previous performance is, once something goes wrong, your previous efforts will be in vain, so you must be careful and communicate well with your leaders. I hope what I said is helpful to you.