1. Simple mortgage fast loan: suitable for small and micro enterprise customers with houses, commercial houses or dual-use houses. If these assets are used as collateral, relatively high loans can be obtained. The maximum amount is 2 million, and the maximum period for a single household is 3 years.

2. Quick loan: to apply for a quick loan product, small and micro enterprises are required to provide collateral (real estate or real estate), and credit enhancement is carried out in combination with effective working capital of enterprises or other guarantee methods. Up to 100% of the assessed value of the collateral, and no more than100000 yuan. The longest credit period can reach 3 years.

3. Tax credit: based on the borrower's honest tax payment and comprehensive credit, the borrower's credit is quantified and a certain amount of credit loan is determined by evaluating the borrower's tax payment information and other available external information. The maximum legal person customer is 500,000, the maximum individual customer is 300,000, and the maximum term is 1 year.

4. Accounts receivable pledge financing: small and micro customers pledge their own accounts receivable that have occurred but have not been settled to Jinshang Bank, with the payment right of accounts receivable as the repayment guarantee, and the bank provides financing after verifying the credit of the payer of accounts receivable, which is used to repay the bank loan after the accounts receivable are settled.