The vehicle loan of CCB can be repaid in advance, but an appointment is required. You can apply by phone. Banks need to make an appointment about 0/5 days in advance. Different institutions have different regulations, so you can learn more about loan applicants.

Pre-repayment skills of CCB car loan;

1. Notify the bank to prepay, and apply to the relevant bank departments for prepayment.

2. Prepare relevant loan materials, such as loan contract and my ID card, after obtaining the bank's permission to repay in advance.

3. Go to the accounting counter designated by the bank for prepayment.

4. After paying off the CCB car loan, you need to go to the vehicle management office to cancel the mortgage.

Extended data:

Precautions:

There is no limit on the number of times to repay the car loan in advance, and it can be paid off in full or in part. It's just that the starting amount of each loan repayment is different from bank to bank. Some regulations are 65,438+0,000 yuan or multiples of 65,438+0,000 yuan, and some banks stipulate that the loan can be repaid in advance if it is more than 1000 yuan.

The prepayment will be made according to the provisions of the automobile mortgage contract. If the loan fails to reach the one-year prepayment period, a penalty of 3% of the prepayment amount will be charged; if it is repaid two years ago, a penalty of 2% will be charged; if it is repaid two to three years ago, a penalty of 1% will be charged.

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