China Merchants Bank offers large-amount loans specifically for companies and individuals. The loan amount is very high. As long as the requirements are met and relevant information is provided, the review can be completed in about 2 days. It is very convenient for some friends who are in urgent need of money. So what are the application conditions for this product? What application materials are required?

1. Application conditions The most important thing about this mortgage loan is that it requires real estate mortgage. Whether it is an individual or a company, if the real estate meets the requirements, you can get a mortgage loan from China Merchants Bank. The specific requirements for real estate are as follows: In the same city Processing: The mortgaged property and the loan agency must be in the same city, and mortgages in other places are not accepted; properties with an estimated current value of ≤100,000 are not accepted as collateral; the property has a property ownership certificate and the property rights are clear, can be listed and circulated, and can handle mortgage registration without property rights disputes and other unfavorable realization situations; Have strong liquidity ability: The property structure is good, water, electricity, transportation, property management and other facilities and services are complete, there are no disputes and problems, and it is not within the scope of demolition planned by the government; The age of the mortgaged commercial housing is ≤ 20 years And the age of the loan/credit term is ≤40 years; the age of the mortgaged commercial property is ≤20 years, and the age of the loan/credit term is ≤30 years. In principle, commercial buildings that have been idle for 6 months are not accepted as collateral. You can find a nearby branch, contact the credit manager, provide the real estate certificate, etc. to verify whether it meets the requirements, and then provide other information to apply for a mortgage loan.

2. Application materials 1. ID card, marriage certificate or household register are required. Married people are relatively more likely to be approved due to their stable family income; 2. Business license, organization code certificate, Articles of Association (or industrial and commercial registration information query results) 3. Proof of assets or other financial resources 4. Proof of business location 5. Proof of purpose Choose one: purchase and sales contract, purchase order, invoice, etc.