Hello, dear, it's my pleasure to answer your question! Happy] [Flower] The mortgage interest rate will drop in 2023. Based on the LPR value-adjusted interest rates announced by the central bank on February 365438, 20021,20021,the mortgage interest rate will be reduced to 4% in 2023, and the latest mortgage interest rate in 2022 is as follows: the interest rate for one to three years (including three years) is 4.75%, and the interest rate for three to five years (including five years).
●-● 1. If the loan has been extended and the term exceeds 1 year, the original interest rate will still be implemented at the end of the year, and the reduced interest rate for individual housing loans of housing provident fund will be implemented from 2023; 2. If the loan has been released, but the term is 1 year (including 1 year), the mortgage interest rate is expected to drop next year, but this does not mean that potential buyers will definitely postpone buying a house because of the reduction in financing costs. According to the housing forecast recently released by Fannie Mae, a government-backed lending institution, by 2023, the term of 30 years will be.
In this regard, Zhang Dawei, chief analyst of Zhongyuan Real Estate, said: "Stock buyers may not start to reduce interest rates until 2023. In August 2020, a number of banks converted their existing mortgages into LPR in batches, and it was agreed that the mortgage interest rate would reach 10% from 2023. In this context, whether the interest rate will exceed 10% becomes a reasonable proposition. In this regard, Brad Olson responded that it is not surprising that the interest rate is predicted to rise to 10%. OCR is expected to be reached later this month.
A value that doesn't need maintenance is 300,000 yuan, so when it needs a maintenance fee of 1 1,000 yuan every year, the value of something that can't sell 300,000 yuan will drop, possibly to 250,000 yuan or to 200,000 yuan. As for the property tax, the rent has gone up. Peng Shu is aware of the good news: mortgage interest rates are falling. Since the beginning of this year, the five-year LPR has been lowered three times, with a cumulative reduction of 35 basis points. The lower limit of the first home loan interest rate has been reduced to 4. 1%, and the lower limit of the second home loan interest rate is 4.9%. Some cities even fell below 4.0% and entered the "three points"