Digital Banking Online is an online financing service platform dedicated to providing financial services such as SME financing and personal loans. The online platform of digital banking was officially put into operation in June 2009 under the guidance of the People's Bank of China and the China Banking Regulatory Commission, and received great attention and strong support from the leaders of the provincial party committee and the municipal party committee. Digital banking online has not only received preferential support from national policies, but also its qualifications and integrity have been affirmed by many banks, such as China Bank, Hangzhou Bank and Minsheng Bank, and they have established close cooperative relations with each other.