One. develop
1. The asset scale and after-tax profit of China's banking industry have increased substantially year by year. 20 1 1 year, the profits realized by China's banking industry account for nearly one third of the total profits of the global banking industry. The scale of China's banking industry is developing rapidly, but under the background of accelerating interest rate marketization, intensifying internal and external competition and declining profit growth, banking financial institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout.
2. With the increasingly fierce competition in the banking industry, banking financial institutions pay more and more attention to the follow-up study of the industry development environment and market demand, especially the in-depth study of the changes in the banking business development environment and customer demand trends. For this reason, a large number of excellent domestic banking institutions have risen rapidly, gradually forming their own business characteristics and becoming industry leaders or rookies.
Second, classification
1. Central banks: People's Bank of China (PBC), Federal Reserve and Bank of England, for example.
2. Regulator: for example, China Banking Regulatory Commission (CBRC).
3. Self-regulatory organizations: such as China Banking Association (CBA).
4. Banking financial institutions: including policy banks, five large commercial banks (industry, agriculture, construction, China and communications), 12 national small and medium-sized joint-stock commercial banks (China Merchants, Pudong Development Bank, CITIC, Minsheng, Xingye, Ping An, China Everbright, Guangfa, Zheshang, Bohai and Hengfeng), city commercial banks and rural commercial banks (China Merchants, China Merchants, China Merchants, China Merchants, China Merchants and China Merchants).