As long as you have complete information, you can apply to the bank according to the standard procedure. After approval, you can borrow money in the name of the company as a legal person. However, if the legal person of the company changes, you need to make relevant changes in the loan procedures according to the regulations, otherwise it will affect the loan application.
1. If it is a limited company, the legal representative acts on behalf of the company, and the repayment responsibility for signing the loan contract shall be borne by the company, and the shareholders shall be liable to the company to the extent of their capital contribution.
2. If it is a partnership, the behavior of the legal representative represents the partnership, and the debts of the partnership are jointly and severally liable by all partners, which is also the fundamental difference between a limited company and a partnership. As long as shareholders have not transferred their shares, they are still shareholders of the company and still have obligations and rights.
Enterprise loan preparation information is as follows:
1, valid proof of enterprise basic information. When an enterprise applies for a loan from a bank, it first needs to show the valid documents representing the enterprise to the bank, including the business license, organization code, tax registration certificate, loan certificate, articles of association, etc. The above are the necessary documents for the establishment of each enterprise, and these are also the materials that banks must produce to accept loans, which represent the identity of enterprises and can accept loans according to the requirements of enterprises.
2. The operating conditions of the enterprise. In addition to the valid documents representing the basic information of the enterprise, the recent operating conditions of the enterprise should also be submitted to the bank. The main information includes the operating bills and financial status of the enterprise in the past six months, and the fixed assets also need valid vouchers.
3. Personal valid certificate of the legal representative of the enterprise. In addition to the information related to the enterprise, it is also necessary to submit the valid documents of the legal representative of the enterprise to the bank, including a copy of the ID card, proof of financial income, bank running account, etc.
Legal basis:
company law
essay
The company is an enterprise legal person, with independent legal person property and legal person property rights. The company is liable for its debts with all its property.
Shareholders of a limited liability company shall be liable to the company to the extent of their subscribed capital contribution; Shareholders of a joint stock limited company shall be liable to the company to the extent of the shares subscribed by them.
Article 5
Companies engaged in business activities must abide by laws, administrative regulations, social ethics and business ethics, be honest and trustworthy, accept the supervision of the government and the public, and assume social responsibilities. The legitimate rights and interests of the company are protected by law and shall not be infringed.