The entrusted loan will be displayed on the enterprise credit report.
The central bank put forward six requirements in the Notice on Closing the Basic Database of Financial Credit Information:
First, financial institutions should collect all entrusted loan information.
Second, the national banking financial institutions should conduct self-examination on the completeness, accuracy and timeliness of entrusted loan information submission, and formulate rectification plans and plans for existing problems. Institutions with problems in entrusted loan information submission should complete rectification work before the end of 20 14.
3. Branches of the People's Bank of China shall organize local corporate financial institutions that have access to the credit information system within their respective jurisdictions, incorporate the completeness, accuracy and timeliness of entrusted loan information into cases and schemes, and complete the summary report of rectification schemes and schemes within their respective jurisdictions before September 30, and submit it to the Credit Information Administration and Credit Information Center of the People's Bank of China. At the same time, all financial institutions within the jurisdiction are required to be in 20 14.
Four, the branches of the People's Bank of China shall guide the financial companies that have not yet been connected to the credit information system to do a good job of data preparation, and urge and guide the financial companies to access the credit information system before the end of June.
Five, the branches of the people's Bank of China should strengthen on-site and off-site supervision according to the submitted situation.
Six, the problems encountered in the implementation process should be reported in a timely manner.
Second, what materials are needed to entrust others to inquire about the credit report?
Entrust relatives and friends to handle, you must prepare the following three materials in advance:
1, the original and photocopy of the valid identity documents of the client and the agent, and keep the photocopy of the valid identity documents for future reference;
2. Power of attorney of the client;
3. Personal credit report inquiry application form.
Three. Where does the credit report of entrusted loan show?
The entrusted loan borrower will make a credit inquiry at the meeting.
2. Entrusted loan business is the entrusted agency business of banks, which is much more standardized than ordinary private lending.
3. The entrusted loan information will be registered in the credit information system, and borrowers should pay attention to it.
4. Entrusted loan refers to the loan provided by the client, paid by the commercial bank according to the borrower, amount and interest rate determined by the client, and helps to supervise the use and recovery.
4. Will the entrusted loan be shown on the enterprise credit report?
As long as it is not overdue and non-performing loans are not formed, it will not have any impact on corporate credit.