What conditions do laid-off workers need to apply for business start-up loans? Venture loans refer to personal loans issued by lending institutions to social natural persons (especially laid-off and unemployed people when starting a business) for the purpose of starting a business, working capital and other legal purposes. Laid-off workers apply for business loans, men under 60 years old and women under 50 years old, with household registration in this city; Should hold the "re-employment concession card" or "employment unemployment registration certificate" issued by the labor and social security department, as well as the certificate of returning home to start a business (one of which can be); Should hold the "business license" issued by the industrial and commercial department; Be able to provide counter-guarantee for the third responsible person (the guarantor must be a full financial supplier at or above the city, county (city) and district levels); No bad credit record and other economic violations; The amount is approved by the guarantee center according to the project and scale operated by the loan applicant, and the maximum amount is not more than 50,000 yuan, which is used to prepare documents for laid-off workers to apply for business loans. Documents include: employment and unemployment registration certificate issued by the labor and social security department or land-lost certificate issued by the township (street) labor and social security station or certificate of returning home to start a business; Make an application. Put forward to the community labor security service center or township labor security station where I started my business; Fill in the form. Fill in the application approval form for promoting employment with small secured loans (in duplicate); Pass the preliminary examination. The labor and social security institutions shall conduct preliminary examination, and those who pass the preliminary examination shall be recommended to the guarantee institutions at or above the county level; Pass the audit. Guarantee institutions to review the qualifications of loan objects, review their re-employment projects, sign opinions, and provide the "Review Opinions on Small Guaranteed Loan Projects for Promoting Employment"; Apply for a loan. The applicant applies for a loan from a commercial bank with the above information. Commercial banks should complete the loan investigation and review procedures within 10 working days from the date of receiving the loan application, and timely issue loans in line with the loan conditions.

Second, how to apply for unemployment entrepreneurship loans? This is a universal application!

Nowadays, many people will choose to quit their jobs and start businesses. In the process of starting a business, it is inevitable that there will be times when funds are not enough. At this time, many people will think of handling unemployment and entrepreneurship loans. So, how to apply for unemployment entrepreneurship loans? Today, I will introduce you to the application method.

Step 1: Submit the loan application to the community or the service center of employment and entrepreneurship incubation base (park) with ID card and unemployment certificate. 2, waiting for the labor and social security institutions to conduct preliminary examination, and introduce eligible borrowers to the guarantee institutions; 3, waiting for the machine to review the borrower's qualifications and entrepreneurial projects, and provide the "Review Opinions on Small Guaranteed Loan Projects to Promote Employment"; 4. After the loan application is approved, the entrepreneur can bring relevant information to the commercial bank to submit the loan application; 5. After the bank completes the examination and approval and signs the loan contract with the borrower, it will lend money to everyone. The application conditions for unemployment business start-up loans are 1, the age generally cannot exceed 60 years old, the personal credit is good, and there is no record of bad loans; 2. Holding the Employment and Unemployment Registration Certificate issued by the labor and social security department or the certificate of returning home to start a business; 3. Being able to provide mortgage or guarantee approved by the bank; 4. Having a fixed domicile and business premises in the lending institution; 5. Engaged in legal production and business activities, with a certain ability to repay the principal and interest. Through the above contents, I introduced how to apply for unemployment entrepreneurship loans. However, there will be differences in the specific situation of handling unemployment entrepreneurship loans across the country. Therefore, the detailed requirements should be consulted with relevant departments.

3. What are the conditions for unemployment entrepreneurship loans?

1. The applicant first applies to the "community labor security service station" where the household registration is located, and fills in the Application Form for Business Guarantee Loan for Laid-off Workers and the Pre-trial Form for Business Guarantee Loan for Laid-off Workers;

2. Applicants need to hold: the original and photocopy of my employment and entrepreneurship certificate, the identity cards of both husband and wife and their copies, the original and photocopy of the household registration book, the original and photocopy of the marriage registration certificate, my income certificate (details of bank transactions for more than three months) and related materials;

3. If the guarantor intends to guarantee, the guarantor shall provide the following information: the original ID card of the guarantor, copies of the front and back, and proof of income. (The guarantor can be a civil servant or an employee of a high-quality unit such as a doctor or a teacher);

4. If it is proposed to pledge (pledge), it is required to provide: the ownership certificate of the mortgaged property (real estate license, land certificate), the copy of the front and back of the mortgagee's ID card, and the copy of the time deposit certificate for pledge;

5. When handling, the original and copy shall be presented together. Three copies of * * *, one copy of the bank, two copies of the community labor security service station and the labor employment management center of each district.

Four, laid-off workers how to apply for business loans

What conditions do laid-off workers need to apply for business start-up loans? Venture loans refer to personal loans used by lending institutions for legally designated purposes such as entrepreneurship and liquidity. Laid-off workers apply for business loans, men under 60 years old and women under 50 years old, with household registration in this city; Should hold the "re-employment concession card" or "employment unemployment registration certificate" issued by the labor and social security department, and should hold the "business license" issued by the industrial and commercial department; Can provide counter-guarantee for the third responsible person (the guarantor must be a city or county); There are no bad credit records and other economic violations. The loan applicant is a laid-off worker whose height does not exceed 50,000 yuan. Certificates include: employment and unemployment registration certificate issued by the labor and social security department or return home business certificate issued by the labor and social security station; Make an application. Community labor and social security services for my entrepreneurship; Fill in the form. Fill in the application approval form for promoting employment with small secured loans (in duplicate); Those who pass the preliminary examination shall be recommended to the guarantee institutions at or above the county level; Pass the audit. Guarantee institutions shall examine the qualifications of loan targets, review their re-employment projects, sign opinions and provide "promotion"; Apply for a loan. The applicant applies for a loan from a commercial bank with the above information. The commercial bank will complete the loan within 10 working days from now on, and issue the loan in time in line with the loan conditions.