Explanation: Cadillac car loan can be repaid in advance, which is a basic right of car loan and one of the convenient services provided by lenders. Early repayment helps to reduce borrowing costs and financial pressure.

Expansion: prepayment can directly reduce the lender's debt burden, shorten the repayment period and reduce the total interest expense. At the same time, early repayment after the car loan contract takes effect will also improve the personal credit rating to a certain extent and provide better conditions for applying for loans in the future.

Steps: If repayment is to be made in advance, first consult relevant policies with lending institutions (such as banks and auto financing companies) to find out whether there are any restrictions such as liquidated damages. After confirming that you can repay in advance, you need to calculate the repayment amount and contact the lending institution to repay.

Example: Xiao Zhang bought a car in Cadillac 4S shop and chose a bank loan. In the process of borrowing, Xiao Zhang chose to repay in advance, which reduced the borrowing cost and repayment cycle and eased the financial pressure. Xiao Zhang consulted the bank about relevant policies before repayment. After confirming that he could repay in advance, he contacted the bank to repay.