The bank's quota lottery is real. If it is a regular platform, there is no danger. Users need to be authorized to inquire about personal credit information when measuring. Too many times to calculate the amount of such products will lead to too many times of credit inquiry, which will make personal credit inquiry useless. After the user fills in the loan information, the system will calculate the amount according to the information. If you don't check the credit, it won't affect the credit.