Easy Loan is a consumer credit service tailored to select high-quality customers after comprehensive evaluation by Bank of Communications. It is an exclusive installment line provided on the basis of the original credit line. You need to sign a contract to use the loan well, and set the initial amount and the number of installments; After signing the contract, in addition to the real estate consumption, the consumption that reaches the initial amount you set will automatically use the good loan.

Description of credit limit: The maximum credit limit you can apply for refers to the credit limit you apply for. The application amount is not affected by the consumer credit line. You can sign a contract according to the approved maximum amount, but when using the credit line, the actual available amount will be affected by the consumer credit line.

The credit line of deferred materials cannot be recovered and will not be restored with repayment or return. After the credit line expires, we will re-grant the credit line according to your card usage. You can log in to My Loan at any time to inquire about the loan products and credit lines you have obtained and make payment.

After signing the contract, within the validity period (usually 3 months), the eligible single credit card consumption will automatically use the credit line according to the agreed number of periods and use it in stages.

Good loans can be repaid in advance, but prepayment does not exempt subsequent installment fees. If you prepay, you need to pay off the remaining principal and the remaining installment fee in one lump sum before the next billing date. ?

References:

Bank of Communications official website-Loan Description