1, 360 IOUs
360 IOU is a credit platform under 360 Finance. It has been online for more than four years, providing instant consumer loans for many users. 360 IOUs can be divided into three installments, six installments and 12 installment, with daily interest, and the minimum daily interest rate is 0.027%. The application materials are simple. You only need to authorize your ID card and mobile phone number and bind your bank card to apply for a loan.
2. Gome Easy Card
Gome E-Card is a loan product under Gome Group, with a loan amount of 1 0,000-10.5 million. Repayment is very convenient, and the application requirements are a little stricter than the general online lending platform. The borrower needs to be 18-45 years old, with good credit information, a stable source of income, and a fast loan, with the shortest time of 5 minutes.
If there is a capital turnover demand, I recommend that you spend less than full, that is, the original Baidu Finance completed the split on 20 18 and realized independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.
In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.
The amount of money spent on loans ranges from 500 yuan to 200,000 yuan, with an annualized interest rate of 7.2%, 6,543.8+0,000 yuan, and the interest from 2 yuan is 654.38+0 days. Long loan period, daily repayment, daily interest, no mortgage, pure credit, full online application for ID card and bank card, the fastest approval in 30 seconds, 654.38+0 minutes to the account.
Use Baidu's artificial intelligence and big data risk control technology to encrypt, monitor and protect personal information. Every loan must verify the password and other verification items, and it can only be lent to the bank card in the lender's own name, so you can use it with confidence.
3. Little orange blossom
Ping An Consumer Finance has a small orange blossom with a maximum loan of 200,000 yuan. Compared with ordinary online loans, small orange blossom can cover the whole consumption scene and is more convenient to use. Since the daily interest rate is 0.039%, the credit line given by the system can be used at any time and place without secondary review. Professional questions and answers from borrowers are needed, and it is better to apply for college education or above.
Step 4 raise money and spend it
Zhongyuan consumer finance pure credit loan, unsecured guarantee, full online operation, 24-hour loan. As long as the borrower is not a credit black account and is not overdue at present, you can try to borrow money if you meet the loan conditions, and you will have the opportunity to borrow money if you owe more.
5. Fish Foca
Hubei consumer finance credit loan is one of the next micro-loan platforms. Although it is necessary to check the credit information, it doesn't matter much as long as there is no overdue credit information. The borrower is required to be a non-student user aged 22-55 with stable repayment ability.
6. Ten thousand E loans
Wanda is a pure credit loan with a maximum loan amount of 50,000 yuan. The requirements are relatively loose. 65,438+08 ~ 55 years old, with good credit and stable income. After registering with your mobile phone number, fill in simple information, provide ID card+bank card information to complete the authentication, and you can get a loan after the quota is issued, and you can make a payment in 5 minutes at the earliest.