When buying a second-hand house, you need to look at the following down payment ratio of a second-hand house:

1. The house itself does not have a loan, or the seller has completed the mortgage repayment: If the buyer is buying a house for the first time , if your credit qualifications are good before February 2, 2017, you can borrow up to 70% of the house value. After February 2nd, the minimum down payment for the latest second-hand house loan is 20%, and you can get a loan of 80%!

2. If the home seller has not paid off the loan and requires the home buyer to cooperate with the loan repayment: It is recommended that you go through the fund supervision process and then pay 30% of the second-hand housing loan down.

Hope to adopt